Add a new layer on top of the texture layer and select Filter > Render > Clouds, making sure that black and white are the background and foreground colours respectively. Change the layer’s blending mode to Color Dodge.
Now we need to create the striped effect – this is easy in Photoshop. Create a new document measuring 100-x-4 pixels, and create a black rectangle that’s two pixels high. Beneath it create a white rectangle that’s two pixels high. Select Edit > Define Pattern, and name and save the pattern.
Return to your working document, add a new layer and fill it with the pattern (Shift + F5, then select the Pattern).
In the Eraser tool (E), select a large, very soft brush, set to 0 hardness, and while holding down Shift, click to the left and then to the right, to create a horizontal line without the pattern. Repeat this a few times to create some gaps in the pattern texture.